The Australian Dollar in 2025: What Drives It and Where It's Heading
The AUD/USD exchange rate affects everything from import prices to export competitiveness. Here is a comprehensive look …
Economic Analysis
Independent analysis, commentary and explanations on the issues shaping the Australian economy.
The Superannuation Gender Gap: Why Women Retire With Less and What Can Be Done
Women retire with approximately 25% less superannuation than men on average. The causes are structural, the consequences…
Buy Now, Pay Later: Australia's New Regulations and What They Mean for Consumers
BNPL products have been used by millions of Australians without the protections that apply to credit cards. New regulati…
Student Debt in Australia: The HECS-HELP System, the Growing Burden, and the Reforms
HECS-HELP debt balances have ballooned as indexation tied to CPI inflated debts at record rates. Here is how the system …
Consumer Confidence: Why It Matters and What the Current Readings Are Telling Us
Consumer confidence surveys are one of the most widely cited economic indicators. Here is how to read them properly — an…
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Australia's Productivity Problem: Why It Matters More Than Almost Any Other Economic Issue
Australia's productivity growth has been dismal for a decade. This matters more than almost any other economic variable …
The NDIS Cost Blowout: Understanding Australia's Most Expensive Policy Challenge
NDIS annual costs are approaching $50 billion and growing faster than any other area of government spending. Here is a c…
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